Investments
View Investment Rates
Purchase or Renew a Certificate Online
Tips on Managing your Checking Account
Welcome to our online Share / Savings Center! Be sure to check out our current investment returns.
Savings
Saving at your Credit Union is easier than at a bank. When you save in your share or savings account, you earn quarterly dividends. If you want money, you can withdraw it in person. If that's not convenient, you can ask the Credit Union to send you a check (which is always mailed out that same day). You can also transfer money from one account to another by phone, or with CU Connect. Simple as that!
Checking
Your Credit Union checking share draft account works like most other checking accounts. However, there are some real advantages:
- Dividends are credited quarterly
- No monthly service charge*
- No minimum balance
- Duplicate format checks
- No per check charge
- Itemized monthly statements
- Automatic payroll deduction
- Overdraft check protection
- ATM debit card
*Other fees may apply
IRA
An IRA is a must for a better retirement. Your credit Union IRA is an open-ended savings account (no term commitment). These accounts have several excellent features:
- Variable rate
- For you and your spouse (even if he or she is not working)
- Fully insured
- Dividends are credited quarterly
- Small administrative fees
Early withdrawals are subject to IRS penalties.
Money Market Accounts
A Money Market Account is a great way to save money, with a low $2,500 opening deposit. You get a lot of pluses with your Credit Union:
- Deposit of $50,000 or more is required for the highest rate
- Higher than bank or fund rates
- No penalty charges for withdrawal
- Insured up to $100,000
- Three transactions per month
- Monthly statements
- Dividends are credited monthly
Savings Certificates
Our Share Certificates come in all sizes:
- 91 Day ($500 minimum dep.)
- 6 Month ($500 minimum dep.)
- 9 Month ($5,000 minimum dep.)
- 1 Year ($500 minimum dep.)
- 15 Month ($20,000 minimum dep.)
- 2 Year ($500 minimum dep.)
- 5 Year ($500 minimum dep.)
Rates are based on weekly changes in Treasury Bill auctions. History proves that your Credit Union has consistently paid higher Annual Percentage Yields over the last five years. There is a substantial penalty for early withdrawal from the principal of all certificates.
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Privacy Policy | Billing Rights
We operate in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to $100,000. NCUA is a US government agency.
Site developed and hosted by COCC.
For questions concerning your account or a recent statement, contact the Credit Union.
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