*** COVID-19 Response Information for Our Members *** - Closings and Lobby Changes
Online Banking

Loan Center

Welcome to our online loan center! Please check out our loan rates, mortgage rates, or even fill out an online loan application.

Your Credit Union offers every type of consumer loan:

A big advantage is that all of your loan obligations can be budgeted and paid through payroll deduction.

Your Credit Union has one of the best VISA cards in town. Just look at some of the advantages:

Students Loan
Apply for students loan or call 1-855-756-5626.

Loan Applications

To apply for a loan, follow the 3 easy steps:

  1. Download the loan application.
  2. Complete the application form.
  3. Save the loan application document on your computer, then close the document.
  4. Send the application to us in one of the following ways:
    • e-mail by attaching the document then send to loans@rocmon.org
    • FAX to 585-546-3745
    • US Mail: 460 N. Goodman Street, Rochester, NY 14609
  5. Please note that a copy of a recent pay stub is required to close the loan.




Loan Rates Schedule of Fees Investment Rates Share Certificate

Effective as of: July 30, 2021
Our Share Certificates come in all sizes:
Rates are based on weekly changes in Treasury Bill auctions. History proves that your Credit Union has consistently paid higher Annual Percentage Yields over the last five years. There is a substantial penalty for early withdrawal from the principal of all certificates.
Share Certificate
91 Day Share Certificate0.10%0.10%
Six Month Share Certificate0.10%0.10%
Nine Month Share Certificate0.15%015%
One Year Share Certificate0.20%0.20%
Two Year Share Certificate0.25%0.25%
Three Year Share Certificate0.25%0.25%
Four Year Share Certificate0.25%0.25%
Five Year Share Certificate0.25%0.25%
Fifteen Month 0.20%0.20%
All Certificates have a $500.00 minimum.
* Annual Percentage Yield


The calculators are for limited informational purposes only.

Financial decisions should not be made based solely on the results from these calculators.
Always consult with your accountant or other professional advisors when making
such decisions.

THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the Rochester & Monroe County EFCU website and entering a website hosted by another party. Rochester & Monroe County EFCU has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Rochester & Monroe County EFCU website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Rochester & Monroe County EFCU. CLICK OK TO CONTINUE OR CANCEL TO ABORT

Continue Cancel