Member Benefits


A community-focused credit union like ours brings immeasurable value to our members and networks. You can count on us for personalized customer service, insured deposits, easy and convenient banking, and some of the best rates around. And if you thought that was all, think again.

Dividend Sharing

When we succeed, you succeed. As part of our commitment to our community and members, we offer dividend payouts to account holders on a monthly basis. Dividends are automatically credited to your account.

Holiday and Vacation Club Savings Accounts

Vacation Club and Holiday Club savings accounts are a great way to save money each pay period. Balances are held and automatically transferred to your regular savings account, so funds earn more interest and are available when you need them. 

If you want to learn more about the value they provide or get started, call our main office today at (585) 546-4279.

TruStage Insurance Policies

Your membership includes a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

TruStage Auto & Home Insurance Program also provides competitive, affordable policies to our members. Policies offer top-quality protection, online convenience, and 24/7 claims service.

Sign up for your no-cost or additional protection today.

A Network of Convenient ATM Locations

Our credit union has three ATM machines throughout the community to make it easy to access money when you need it.

  • Sister Cities Office (Monday-Friday; 9:30am – 3:30pm): 40 N. Fitzhugh Street
  • Westside (Available 24/7): 1555 Long Pond Road in the Unity Hospital outside the Emergency Room
  • Southside (Available 24/7): 435 E. Henrietta Road inside the Monroe Community Hospital cafeteria

We’re also proud to partner with ESL and Summit Federal Credit Union so that our members can use their ATM machines at no additional charge. Visit their respective websites to find an ATM nearest you.

Payroll Deduction

Members can automate payments to loans easily and reliably with payroll deduction services. If we can help make it easier for you to make payments, contact us today so we can help you set it up. 

Voting Rights

Have a say in your bank and put your voting rights to work to elect board members that serve you.

Competitive Rates

Credit unions like ours can offer better interest rates than many banking institutions, making it easier to save more interest on loans and earn more on your savings. In fact, when we look at our saving certificate rates, our credit union has consistently paid higher Annual Percentage Yields (APY) over the last five years.